Regular Board Meeting

Starts: 5:30pm Tuesday, November 25th, 2025

Where: The River Club, Riverwalk on the Elizabeth, 701 Riverwalk Parkway, Chesapeake, VA 23320

Click on Meeting Agenda for details.

Decks & Patios are Limited Common Elements

The Association’s Governing Instruments, including the recorded Declaration and Bylaws, dictate that decks (ie. balconies/railings), patios (fence surround) are Limited Common Elements. These are the homeowner’s responsibility to maintain, repair and replace.

      ✜ Article III, Section 3.4 of the Bylaws provides: “The Condominium initially includes … one patio or deck for each Unit, each of which is a Limited Common Element appurtenant to the Unit which it serves, and entrance steps.”

      ✜ Article IV, Section 4.2 of the Declaration provides: “The Limited Common Elements appurtenant to each Unit shall mean and include the following: (3) Any patio or deck adjacent to any Unit…. See Sections 6.2 and 7. l for maintenance responsibility and allocation of expenses for Limited Common-Elements.”

      ✜ Article VI, Section 6.2(c) provides: “(c) The maintenance, repair, replacement and operation in first class condition of the decks, patios and any heating and/or air conditioning equipment designed to serve a single Unit (or the Limited Common Elements appurtenant to a single Unit) shall be the responsibility of each Unit Owner to which such Limited Common Elements appertain.

Homeowners are encouraged to perform routine inspections and cleanings and to address any maintenance needs promptly. Failure to do so, and any resulting damage to other units, will be the responsibility of the Owner who did not maintain their property.

      ✜ Article VI, Section 6.2(d) provides: "Expenses incurred or to be incurred pursuant to paragraph 6.2 (c) hereinabove shall be borne by the Unit or Units to which the particular Limited Common Elements are appurtenant (see Section 4.2) and where Limited Common Elements are appurtenant to more than one Unit, expenses shall be allocated as provided in Sections 7.1 and 7.3.”

      ✜ Article VI, Section 6.1(a) of the Declaration provides:(a) The Unit Owners shall maintain, repair and replace in a first class condition, at their expense, the reasonable need therefor arises, all portions of his Unit.

If you need to make repairs, please contact any licensed & insured contractor that has experience working with these.Homeowners are required to submit an Architectural Change Form to Sentry Manamgent for Board approval prior to any work being accomplished.

Flood Insurance Declaration Requests

Has your mortgage company requested a copy of your Condo Flood Insurance?

You may request a copy of the policy by contacting:

    Ms. Michelle Knowles
    Associate Client Representative, World Insurance Associates LLC
    300 Southport Circle, Virginia Beach, VA 23452
    Office Phone: (864) 225-1633 Via Email: Click Here

Selling your Condo?

Please go to Sentry's website and complete an application to order your closing documents. Click Here for details.

Mariner’s Quay COA Rules & Regulations

Have you read the Rules & Regulations? When you purchased or rented your unit, you received and signed for a copy. All residents are responsible to abide by these. These were created pursuant to Article 8, Section 8.1(h) of the By-Laws and Article 5, Section 5.8 of the Declaration.

These often address the day to day activities that residents and homeowners may have overlooked. Specifically, these include: Building / Common Elements, Mailboxes, Signs, Antennas, Decks, Patios, Storage Areas, Combustion Materials, Grills, Noise, Trash/Garbage, Commercial/Private Vehicles, Parking, Pets and Leasing issues.

Click on Rules & Regulations for details.

FHA Certified through July 2026

One July 21st, 2023 the Department of Housing and Urban Development (HUD) recertified Mariner's Quay Condominiums for FHA financing!

Mariner's Quay Condo ID# P006177 Click Here to check FHA's site for our current status!

Background: Mariner’s Quay Condominiums was initially approved, via HRAP, as a Federal Housing Administration (FHA) approved condominium project January 6th, 1997. In 2013, all condos across the United States had to submit a NEW applicaiton to "reset" the certification process at this time. FHA requires recertification every two years.

    • Jul 3rd, 2013 the Board submitted a FHA recertification package and Mariner's Quay recertified on Sep 9th, 2013.

    • Sep 11th, 2015 the Board submitted a FHA recertification package and Mariner's Quay recertified on Oct 22nd, 2015.

    • Oct 14th, 2017 the Board submitted a FHA recertification package and Mariner's Quay recertified on Dec 12th, 2017.

    • Apr 24th, 2020 the Board submitted a FHA recertification package and Mariner's Quay recertified on Jun 8th, 2020.

    • May 8th, 2023 the Board submitted a FHA recertification package and Mariner's Quay recertified on Jul 21st, 2023.

What does FHA Certification mean to me? In order to get an FHA loan on a condo, the complex must be an FHA approved condominium. FHA has strict requirements for owner occupancy, reserves, past due dues, etc. Unless the complex is FHA approved then you cannot get a FHA loan.

The FHA has a set of guidelines that lenders must follow if they wish to offer an FHA mortgage. FHA loans have smaller down-payment requirements and are even available for consumers with lower credit scores. In today's market, FHA loans are especially popular for people who want to make a smaller down payment.

If you're planning to get an FHA loan, Mariner's Quay is the place for you. Since our condos are FHA Approved, getting financing is relatively simple. Check with your mortgage loan officer for details.

Click Here to read our Press Release!

Thinking about New Windows or Doors?

Is it time to update your windows or doors? How about adding an awning? These changes and others REQUIRE homeowners to submit an Mariner's Quay Architectural Modification Request Form to the Board for consideration. If the Board approves your request, only then can you make the proposed changes within the rules of the condomimium association.

Once you complete the form either mail or email it to our property manager so it can be added to the agenda at the next scheduled Board meeting.

Violations of this process will result in a violation of the COA Rules and Regulations and the homeowner will go thru the violation hearing process. Failure to comply will result in fines, penalties and/or suspension of privileges. Pursuant to Article 12, Section 12.1 of the Declaration, the Board may, after written Notice to the Unit Owner and subsequent Hearing during a Board meeting, may assess a fee for any violation up to $10.00 per day from when the violation began until it is corrected.

Decks, Fences & Chippendale Rails

Homeowners are solely responsible for their decks, fences and Chippendale rails on their property. These must be maintained in a safe and constructionally sound manner. The homeowner is required to submit a Mariner's Quay Architectural Modification Request Form prior to any deviation from the approved materials and/or designs within Mariner's Quay.

There are local fence companies that have the expertise to assist with repair and replacements. Mariner's Quay does not endorse any specific company or handyman. You can check out the various materials and guidance for do-it-yourself online.

Mariner's Quay Approved Paint Colors

Did you know that there are only two colors approved for Mariner's Quay?

The exterior paint colors for your deck/fence, trim and front door are available from Sherwin Williams Paint Company on Battlefield Boulevard, ph. 757-547-5552

    - The door paint color is "Stonewalk" # SW2103

    - The deck/fence paint color is "Passive" # SW7064

    - The trim paint color is "Extra White" # SW7006

Any Sherwin Williams paint that has EVER been formulated, named, and numbered (ie. Stonewalk # SW2103) is always available at any Sherwin Williams store. Don't let the store tell you that this paint color is a custom color or special mix and, Sherwin Williams does NOT charge for custom color/match. The formula is in the Sherwin Williams computer system and can be mixed to order at no additional cost.

Check out the Sherwin Williams website for a coupon or Click Here for the most current one!

Mariner's Quay Approved Storm Doors

Also, there are only two Storm Doors approved for Mariner's Quay?

    - Home Depot "Andersen Series 3000" (36"x 80" White) (Left Hand Swing)

    - Anderson 3000 Full View (36" White)

How do you know if you have a "right" or "left" hand swinging door? Open the door and stand with your back to the hinges. If the door swing is on your left, it is a left-hand door. If the door swing is on your right, it is a righ-hand door.

Questions? You may Click Here to use our online form to contact us.

Mariner's Quay - Condo Information

Mariners Quay offers a total of 118 spacious 2 and 3 bedroom condos with one, two and three level floor plans located within the serene and private neighborhood of Riverwalk in Chesapeake, Virginia. Each unit has assigned private parking that is reserved 24/7. Mariner's Quay offers residents access to beautiful sunrises, shady summer trees, and many units have expansive water views!

Mariners Quay Condominium fee includes exterior building maintenace, insurance, grounds maintenance, access to the Riverwalk swimming pool, bathhouse, tennis courts, boat ramp, nature trails, footbridges, playground, and an on-site clubhouse. There is an additonal fee for the Riverwalk Association.